Bridge Lending

A bridge loan is a short-term, temporary real estate loan secured by the asset that can close faster than term loans or conventional loans. It is great for real estate investors because not only can it be closed quickly, but the guidelines are looser. This type of loan is used as a temporary source of capital while the borrower secures permanent financing. This program is primarily used to bridge the gap between the purchase and sale of the property.

At Gallagher, we know the faster you can find a property, make an offer, close and get started on your next project, the faster you can earn a return on your investment and continue to expand your reach. Our bridge loans are extremely customizable, meaning you get a product with interest rates and terms that fit your needs.

We underwrite your loan based on the completed project value. This means you do not have to bring as much cash or dilute your equity to get a loan.